{ "id": "2437126a-bc80-4d02-9c0d-184de8fb981e", "results": [ { "date": "2026-07-29", "last_updated": "2026-07-28", "snippet": "Every approved **2026 auto and\nhomeowners insurance rate filing** we\u2019ve collected, by state and carrier \u2014 **64\nincreases, 42 decreases** across **9 states** and 47 carriers.\nEach row links to its primary source: the state Department of Insurance filing (by SERFF tracking number) or open-data portal it came from.\n**Filter** by produ

UFG reported record Q2 2026 financial results, characterized by significant net income growth and improved combined ratios driven by favorable underwriting performance.

The Marsh Global Insurance Market Index (GIMI) indicates an eighth consecutive quarter of rate reductions, with global commercial insurance pricing falling by 6% in Q2 2026.

Markel Group Inc. reported financial results for Q2 2026, showing $4.0 billion in operating revenue and adjusted operating income of $436 million, impacted by equity portfolio market movements.

Data from Munich Re and Gallagher Re show global natural catastrophe losses for the first half of 2026 totaled approximately $112 billion, with $44 billion to $46 billion covered by insurance, reflecting a 60% protection gap.

Analysis of preliminary 2027 health insurance rate filings across 16 states and D.C. indicates a median proposed premium increase of 14%, marking the second consecutive year of double-digit hikes.

Data on the significant decline in property-catastrophe reinsurance pricing observed during the June and July 2026 renewals.

Summary of Q2 2026 financial results for major U.S. property/casualty insurers, highlighting profitability, underwriting margins, and investment income.

Review of insured and economic losses from natural catastrophes during the first half of 2026, comparing current year performance against historical averages.

{ "id": "65bd956d-e158-4a70-98a8-42b0dafb45b8", "results": [ { "date": "2025-09-30", "last_updated": "2026-07-14", "snippet": "Financial Performance Overview: The U.S. insurance industry reached new highs in 2024 \nin terms of direct written premiums ($3.3 trillion for the industry as a whole), with an \naccompanying increase in surplus.\n...\nCombined direct premiums written for the three sectors in 2024 were approximately $3.3 trillion.", "title": "Annual Repor

Initial loss estimates for severe convective storm events in the U.S. Midwest and Northeast regions occurring mid-to-late July 2026.

A July 15, 2026 ruling by the New Jersey Supreme Court in Lowe v. Audet removed the 'learned professional' exception for insurance brokers and agents, subjecting them to the state's Consumer Fraud Act (NJCFA).

Munich Re reported that global natural catastrophe events caused $112 billion in total economic losses during the first half of 2026, with the insurance industry covering $44 billion. The protection gap remains at 60%, with losses trending slightly below ten-year inflation-adjusted averages.

Travelers Companies Inc. reported second-quarter 2026 earnings that exceeded Wall Street estimates, driven by lower catastrophe losses and robust investment income. The company's net income for the quarter was $1.2 billion, with a combined ratio of 92.1%.

An analysis of preliminary rate filings indicates that Affordable Care Act (ACA) Marketplace insurers are proposing a median premium increase of 15% for the 2026 plan year. This would be the largest hike since 2018, driven by factors such as the expiration of enhanced premium tax credits and rising healthcare costs.

W.R. Berkley Corporation reported a net income of $452.3 million for the second quarter of 2026, a 12.7% increase from the same period in 2025. The company's gross premiums written reached a record $4.1 billion, with a combined ratio of 90.0.

The Hartford reported a net income of $1.3 billion for the second quarter of 2026, marking a 31% increase from the same period in 2025. Property & Casualty (P&C) written premiums grew by 3%, driven by a 5% increase in Business Insurance premiums.

Chubb Limited announced its second-quarter 2026 financial results, reporting a net income of $2.85 billion and a core operating income of $2.84 billion, both up 14.6% from the previous year. The company's Property & Casualty (P&C) net premiums written were $12.77 billion, a 3.0% increase, with a combined ratio of 83.8%.

search_response='1. Natural disaster losses below average in H1, but El Niño risk looms | Reinsurance Business\nURL: https://www.insurancebusinessmag.com/reinsurance/news/breaking-news/natural-disaster-losses-below-average-in-h1-but-el-nino-risk-looms-584326.aspx\nDate: 2026-07-30T08:54:19.000Z\nHighlights: ### Global losses of US$112 billion came in below historical averages, but a 60% protection gap and looming Super El Niño signal rising risk, Munich Re data shows ... Natural disasters worldw

{ "id": "ffc2403a-6d61-403c-aba6-39293b4d98ef", "results": [ { "date": "2026-07-27", "last_updated": "2026-07-30", "snippet": "July 27 (Reuters) - Property and casualty insurer Cincinnati Financial (CINF.O)\n, opens new tab on Monday reported a fall in second-quarter profit \u200bon higher catastrophe losses, sending its shares \u200cdown 5.1% in extended trading.\nCatastrophes are a key source of earnings volatility for insurers as severe weather \u200bevents can lead

Overview of significant regulatory orders, rate filing approvals, and market conduct actions issued by state departments of insurance.

Data-driven breakdown of premium rate adjustments across major commercial insurance lines for July 2026 renewals.

Summary of insured losses resulting from severe convective storms (SCS) and wildfire activity observed throughout July 2026.

Analysis of aggregate P&C insurer financial performance for the period ending June 30, 2026, highlighting underwriting profitability and investment income shifts.